With the recent elimination of fee-sharing prohibition, a fee-financing arrangement in which a lender will retain a portion of the lawyer’s fees is permissible. To pass along the cost of the fees retained by the lender to the client, the lawyer must disclose the charge’s nature and details. The lawyer must also reveal alternative payment options and the merits and drawbacks of those alternatives. At all times, the lawyer’s fee must remain reasonable. Provided the lawyer obtains the client’s informed consent, the lawyer may disclose information necessary to facilitate a lender’s fee-financing arrangement. The lawyer must inform the client of the full range of consequences presented by the disclosure of client-related information to a third party, including the possible waiver of attorney-client privilege if applicable. The lawyer has a continuing obligation to ensure that information disclosed to a lender is not misused or disclosed to unauthorized individuals. Fee-financing arrangements raise several potential conflicts of interest. The lawyer must acquire the client’s informed consent, confirmed in writing, to waive these conflicts if a significant risk of them occurring is present. In the consumer bankruptcy context, the lawyer’s duty of candor requires disclosure of all relevant details concerning a fee-financing arrangement to the bankruptcy court.